Pensions remain one of the most tax-efficient ways for business owners and company directors to save for retirement.
As a business owner or company director, you may have a more complex retirement strategy, with your retirement income potentially being provided from different sources. These could perhaps include a continuing business interest, the proceeds from the sale of your business, previous pension arrangements and other investments.
It’s important for you to consider your own retirement needs – even if you own the business, you can’t always rely on the sale of the company as a guaranteed source of retirement income.
As an employer, you may wish to consider tailored retirement planning solutions for your Directors and senior personnel as part of a tax-efficient remuneration package that benefits both the individual and the business.
FOCUS can help you plan your strategy and help to make sure that the different elements of your retirement funds come together in a structured and co-ordinated way in order to meet your retirement objectives.
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation.
Switching my pension out of a Defined Benefit Pension Scheme was one of the biggest decisions I have had to make. Working with Phil Casey and the team at Focus I felt that every aspect of my personal situation was considered and the detailed advice I was presented with ensured that the decision I made […]
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