Mortgage Solutions

As an independent mortgage broker, FOCUS offers a comprehensive range of mortgage products from across the market. This includes some special schemes that are only available via independent intermediaries, but not deals that you can only obtain by going direct to a lender.

We can offer advice on the entire range of products available to suit your own particular circumstances and are not restricted to any one particular lender.

We offer a no obligation, initial consultation of up to 30 minutes – at no cost to you – for all mortgage business enquiries – either at our offices in Oxford, or over the telephone. To find out how we can help take a look at our Mortgage Services Commitment.

For more information, download our Mortgage Solutions brochure.

FOCUS is regulated directly with the Financial Conduct Authority and acts completely independently in the process of sourcing and advising on the most appropriate mortgage solutions available.

Advice from a professional, fully qualified mortgage adviser at FOCUS is available to all. Anyone can approach FOCUS for mortgage advice, from first time buyers to those looking to purchase a larger home, or remortgage, or for an Equity Release mortgage, or a Buy-to-Let product. FOCUS specialises in helping clients in all circumstances and all situations including those struggling to obtain the mortgage they require.

FOCUS is able to provide immediate advice and assistance and will be committed to your needs and requirements right through the whole process of the mortgage. We provide fast, qualified, tailored advice to help you get the most appropriate solution in a range of areas including:

  • Interest Only Mortgages
  • Debt Consolidation
  • First Time Buyers
  • Remortgages
  • Problems Getting A Mortgage
  • Lifetime Mortgages (Equity Release)
  • Buy to Let Mortgages*
  • Insurance
  • Bridging Finance*
  • Self-Build Mortgages

If you require independent advice regarding your mortgage, contact us to arrange a meeting to discuss your needs further.

*The Financial Conduct Authority does not regulate most forms of buy to let mortgages and most forms of bridging finance.
To understand the features and risks of Lifetime Mortgages, please ask for a personalised illustration.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.


I couldn’t believe how efficient and quick the whole thing was and Debi was incredibly helpful and patient in terms of discussing all options available to us.

Meet The Team