Latest News

Whether it’s commenting on changes in legislation, providing hints and tips to keep your financial world in shape, or keeping our clients up to date with the FOCUS world, we are passionate about sharing information with our clients.



Autumn Statement Summary

Thursday, November 24, 2016

Please find attached the Autumn Statement summary from FOCUS. Click here to open. Having been encouraged the day before by news that the Government borrowed £4.8bn less than expected in October, the Chancellor rose to speak at 12:40. He duly paid tribute to his predecessor and followed George Osborne’s lead by opening with good news. […]

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Macmillan Coffee Morning

Thursday, October 06, 2016

The FOCUS team joined the nation in the World’s Biggest Coffee Morning to raise funds for Macmillan Cancer Support .   Bakers and non bakers alike all contributed to this worthy cause. We had bakes from Cup Cakes to Lemon Meringue Pie – including a Banana Loaf from John which was a fantastic effort. Mary […]

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The B4 Interview: FOCUS Oxford LLP

Monday, September 12, 2016

B4 Platinum Members FOCUS are one of the region’s largest composite firms of Independent Financial Advisers and Independent Insurance Consultants having enjoyed 25 years of sustained growth. We met with one of the founding partners, Gary Hunt, to find out more about the firm’s ethos, origins, growth and future development.

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Equity Release & Inheritance Tax Planning

Monday, August 01, 2016

Last year, the Government recognised that property price increases have pulled many more people into the Inheritance Tax net than before. Their stated aim at that time was to introduce a new allowance to keep the number of estates paying Inheritance Tax in five years’ time the same as the number who paid the tax […]

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Equity Release mortgages in today’s economy

Friday, July 15, 2016

Back in the early 1990’s, Equity Release became a dirty expression due to the mortgages being effected on a variable interest rate basis and without any protection against negative equity. With rates of interest rising without any ceiling and with compounded interest charges eroding all the equity, borrowers found themselves in extremely precarious situations. Equity […]

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Should I Stay or Should I Go? The conundrums facing people with a Defined Benefit Pension

Tuesday, May 24, 2016

The dilemma facing everybody in a Defined Benefit Pension Scheme   One of the biggest changes in pension legislation happened in April 2015 when the Government decided that people should be able to access their money purchase pension plans as cash at any time from age 55. If people wish to use their funds to […]

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Twin Town Challenge 2016

Friday, April 15, 2016

At the end of May, a team from FOCUS will be taking part in Twin Town Challenge 2016in a 1983 Porsche 944 that was found in a farmyard. FOCUS is also a main sponsor of TTC16, which will see 100 cars costing less than £500 drive from Witney to its twin town of Le Touquet […]

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The implications of NOT writing a Will

Tuesday, April 12, 2016

The start of a new Tax Year is often the time when people put their financial affairs in order. However, one thing that is often forgotten is the necessity to make a Will. Unbiased.co.uk recently published a report stating that over half of people aged 50-59 had not made a Will with this figure increasing […]

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Budget Summary 2016

Friday, March 18, 2016

We are pleased to share our Budget Summary, outlining the key points for savers and investors. You sensed that this Budget was as much Politically motivated as Economically motivated with the EU Referendum just around the corner with the Chancellor looking to placate some rather noisy back benchers. Therefore, some positive changes were made including […]

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Pensions – Higher Rate Tax Relief At Risk?

Thursday, February 04, 2016

Over recent years, there have been a number of significant changes to pension legislation, with the most recent changes in April 2015 allowing the ability to have access to all your savings from the age of 55. Whilst these changes are to be welcomed, the Government is now looking at all aspects of pension savings […]

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