When you buy a property to let out, you are becoming a landlord.
And owning investment property is not like owning your own home. Instead you are effectively running a small business and you have important legal responsibilities, such as your tenants’ safety.
*The Financial Conduct Authority does not regulate most forms of buy to let mortgages.
We are extremely proud to announce that FOCUS has been awarded Highly Commended (runner up) in the Buy to Let Mortgage Broker of the Year Award in the 2016 Business Moneyfacts Awards and made the shortlist as a Finalist in 2017.
To find out more about this achievement, please do not hesitate to contact us.
Buy to Let mortgages are available to both first time landlords and existing landlords. Mortgage rates vary depending on the level of borrowing required ~ normally 75% is the maximum allowed but we do have special schemes offering up to 80% loan to value. In addition, the level of rental income is a major factor in determining the maximum level of borrowing available and FOCUS will guide you through the maze in order to establish the most effective solution to your needs and requirements.
Where you may wish to let your existing property and raise a mortgage, or convert your current mortgage, in order to purchase a new main residence (Let To Buy), again FOCUS has access to every lender and product available and will establish the most suitable and effective way of financing the transaction.
If you are considering a Buy to Let mortgage, contact us and together we can devise a solution which meets your needs and requirements
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
I have been using FOCUS in Oxford for a number of years, starting with our domestic mortgage and moving on to a buy to let mortgage after some house development work. I have always found FOCUS to be hugely helpful with an in-depth knowledge of the mortgage market that is made more valuable by the […]
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